Your money.
Anywhere it needs to go.Your
money.
Anywhere
it needs
to go.
A globally compliant infrastructure for individuals and institutions. Engineered for absolute precision, liquidity management, and instant cross-border settlement.A globally compliant
infrastructure for individuals and
institutions. Engineered for
absolute precision, liquidity
management, and instant cross-
border settlement.
IFSCA Regulated
GIFT City
ISO 27001
Multi-bank SupportAccess the whole world,
from one account
Global Investments
International Tuition
Family Maintenance
Business Payments
Inward Remittances
USD
EUR
GBP
CAD
AUD
SGD
Global payments,
made quick and simple
transferCompleting
your
transfer
instruction to settlement, everything in one placeOne seamless
experience: from
instruction to
settlement,
everything in one
place
mid-transaction to complete the processRedirected out to
your bank’s website
mid-transaction to
complete the
process
money arrivesWhen
the money
arrives
tracked in real timeSame day or
next business
day, tracked in
real time
and no updates2–3 business
days, no
certainty
and no updates
costs youWhat it
actually
costs you
every transaction. No hidden markupsLowest-cost with
intelligent FX routing
for every transaction.
No hidden markups
charges buried in the fine print1.5–3.5% FX
spread plus
SWIFT
charges buried
in the fine print
started
No branch visit, no queues.Fully digital.
Verified in
minutes.
No branch visit,
no queues.
paper documents, and days of waitingBank verification that
can involve branch
visits,
paper documents, and
days of waiting
Built for borderless paymentsBuilt for
borderless payments
Developed from the ground up in GIFT City, India’s dedicated zone for cross-border payments innovation.Developed from the ground
up in GIFT City, India’s
dedicated zone for cross-
border payments innovation.
Investors, students, families. Invest in US stocks, global ETFs, make international transfers. India’s lowest cost enabler.Investors, students, families. Invest in US
stocks, global ETFs, make international
transfers. India’s lowest cost enabler.
AMCs, brokers, wealth apps. Embed LRS remittance rails directly. Your users remit without leaving your platform.AMCs, brokers, wealth apps. Embed LRS
remittance rails directly. Your users
remit without leaving your platform.
Banks, fintechs, NBFCs. White-labelled cross-border rails. API-first. Compliant from day one.Banks, fintechs, NBFCs. White-labelled
cross-border rails. API-first. Compliant
from day one.
We also power the most affordable global investing platform in India.We also power the
most affordable
global investing
platform in India.
This is what lowest-cost investing actually looks like.This is what lowest-cost
investing actually looks like.
Less friction with
AI-powered payments
Most delays in cross-border payments are unnecessary. Appreciate’s AI removes them before they reach you.Most delays in cross-
border payments are
unnecessary.
Appreciate’s AI
removes them before
they reach you.
legitimate transactions
on every transaction
Your brand.
Your flow.
Our rails.
White-labelled and fully embedded — your users never
leave your product. REST API, SDK, webhooks, and a
sandbox to build in. Instantaneous user onboarding when
KYC is passed via API.White-labelled and fully embedded —
your users never
leave your product. REST API, SDK,
webhooks, and a
sandbox to build in. Instantaneous
user onboarding when
KYC is passed via API.
From sign-up to settlement,
the same dayFrom sign-up to
settlement,
the same day
Experience the speed of institutional-grade payment infrastructure.Experience the speed of
institutional-grade payment
infrastructure.
Sign up
Fully digital. Verified in under 5
minutes. No branch visit, no
paperwork.
Add funds
Transfer from your bank account
into your Appreciate wallet. Your
money is ready to move.
Send anywhere
Select your recipient, choose your
currency, confirm the amount.
Done.
Compliance handled
FIRC, Form A2, and 15CA/CB
generated the moment your
transfer settles. Already there
before you think to ask.
Sign up
Fully digital. Verified in under 5 minutes. No branch visit, no paperwork.
Add funds
Transfer from your bank account into your Appreciate wallet. Your money is ready to move.
Send anywhere
Select your recipient, choose your currency, confirm the amount. Done.
Compliance handled
FIRC, Form A2, and 15CA/CB generated the moment your transfer settles. Already there before you think to ask.
Frequently asked questions
Built for
borderless
payments
Developed from the ground up in GIFT City,
India’s dedicated zone for cross-border
payments innovation.Developed from the ground up in GIFT
City, India’s dedicated zone for cross-
border payments innovation.
Hold foreign currency before converting
Your money stays in the currency it arrives in until you decide
to convert.
Fewer intermediaries. Faster settlement.
Direct IFSC banking infrastructure means fewer hops to
transfer and receive money.