Cross-border payments built where they were meant to be.

Not adapted. Not retrofitted. Designed for international financial transactions from the ground up.

Hold foreign currency on your terms

Your USD stays USD until you choose to convert. RBI-regulated domestic platforms cannot offer this indefinitely. Under the IFSC framework, you park, you decide, you convert when it makes sense.

Cleaner flows for NRI and institutional money

Certain NRI and institutional transactions carry materially simpler tax treatment within the IFSC perimeter — relevant for NRIs, international fund flows, and GCC payroll structures routing through India.

Fewer hops, faster settlement

Direct access to IFSC banking infrastructure removes intermediaries between instruction and outcome. Each removed hop is latency and cost removed.

The only PSP here that is also an IFSCA-regulated broker

Appreciate holds both a PSP licence and an IFSCA broker licence. Regulatory accountability for investment capital, not just for the payment pipe. Skin in the game.

Established 2019  |  Modelled on Singapore, Dubai, and London IFSC frameworks  |  Consistent and expanding

About  GREAT Funds

GREAT Funds powered by Appreciate is a next-generation global investing platform designed to make international investing seamless, intelligent, and accessible. Combining AI-driven investment capabilities with institutional-grade infrastructure, GREAT Funds enables investors to access curated global portfolios and cross-border investment opportunities with ease.

What makes GREAT Funds truly great:

  • AI-powered investment solutions across active and passive+ portfolios
  • Access to global markets, including US-focused investment products
  • Fully digital onboarding with seamless AML/KYC compliance
  • Multi-currency investing infrastructure for smooth cross-border transactions
  • Tax-efficient and bespoke investment structures for modern investors
  • Institutional-grade reliability, backed by deep financial services expertise

Our mission is bold and deeply personal:

  • Help our customers achieve their financial goals at the lowest possible cost
  • Become the most trusted financial partner for a new generation of investors
  • Democratize finance and improve financial well-being for millions
  • Empower customers in developed & emerging markets with world-class financial products

Built on a vertically integrated platform spanning technology, payments, compliance, fund infrastructure, and distribution, GREAT Funds is trusted by leading financial institutions and global market participants. With a strong leadership team and experienced advisory board from banking, capital markets, fintech, and regulatory ecosystems, GREAT Funds is building the future of borderless investing for investors worldwide.