Unlock seamless global
payments for your enterprise.Unlock
seamless global
payments for
your enterprise.
Power your cross-border payments with the rails
behind India’s biggest global investing platform — now open to every business.Power your cross-border payments with
the rails behind India’s biggest global
investing platform —
now open to every business.
Power any business model
with cross-border rails.
From banks to exporters — one infrastructure for every kind of money that crosses a border.
Financial Institutions
Banks and NBFCs
Offer your customers full-spectrum cross-border services — inward,
outward, multi-currency — without applying for a separate IFSCA licence.
Fintechs and Wealth Platforms
Add LRS remittance, NRI flows, and multi-currency accounts to your
existing product. White-labelled. Compliant from day one.
Businesses
Exporters
Receive inward payments from overseas clients
instantly. FIRC auto-generated at settlement. Hold
foreign currency before converting.
Importers and Corporates
Pay overseas suppliers with transparent FX and
same-day settlement. No hidden markups. EDPMS-
compliant.
GCCs and Enterprises
Multi-currency payroll, international vendor
payments, and intercompany flows across borders.
Automated compliance.
Platforms and Aggregators
Investment Platforms
Embed LRS remittance for global investing directly into your product.
AMCs, brokers, and wealth apps. No redirect. No drop-off.
Payment Aggregators
Channel your merchant clients through Appreciate’s GIFT City PSP.
Competitive fee disruption from 5–7% down to 2–3%.
Seamless Payments delivered,
out of the box.Seamless
Payments
delivered,
out of the
box.
Deterministic
settlement
T+0 same-day. T+1 as standard.
Your transactions settle when
they’re supposed to — not
when the correspondent bank
gets to them.
Transparent
FX
Intelligent routing selects
the cheapest compliant
rail per transaction,
automatically. No opaque
spread. No markups after
the rate is shown.
Multi-currency
holding
Revenue stays in the
currency it arrives in until
you instruct conversion.
Your terms. Your timing.
Compliance,
automated
FIRC, Form A2, 15CA/CB.
Generated at settlement.
Delivered to your dashboard
before your compliance team
asks for them.
The whole stack, in one wallet.
One integration puts the full stack inside your product: hold, invest, remit and earn, all under your brand.
Built at the source of
cross-border payments innovation.Built at the
source of
cross-border
payments
innovation.
Developed from the ground up in GIFT City — India’s dedicated zone for international financial services. Not adapted from domestic
banking rules. Built for cross-border from day one.Developed from the ground up in
GIFT City — India’s dedicated
zone for international financial
services. Not adapted from
domestic banking rules. Built for
cross-border from day one.
Hold revenue in any
currency before
converting
Your incoming funds stay in the currency they arrive in until
you decide to convert. No forced conversion on arrival.
Fewer intermediaries,
faster settlement
Direct IFSC banking infrastructure means fewer hops between
instruction and outcome. T+0 same-day and deterministic T+1
as standard.
IFSCA-regulated,
end-to-end
infrastructure
India’s only PSP at GIFT City that is also an IFSCA-regulated broker — PSP
licence and investment broker licence under one roof.
Less friction. Fewer exceptions.Less friction.
Fewer exceptions.
Better commercials, automatically.Better commercials,
automatically.
Fewer holds on
legitimate transactions
Fewer false positives. Fewer support
escalations. More completed
transactions.
Intelligent FX routing on
every transaction
The lowest-cost compliant rail
selected automatically. Better rates
with zero manual intervention.
Compliance docs ready
before anyone asks
FIRC, Form A2, and 15CA/CB
delivered automatically at
settlement. Your ops team never
chases a document again.
The Full Stack, Ready to Deploy.The Full Stack,
Ready to Deploy.
- Full white-label — your brand
throughout. Rest API and SDK - Sandbox from day one
- Instantaneous onboarding
via KYC passthrough - Webhook-driven settlement
notifications - Intelligent FX routing per transaction
- USD, EUR, GBP, JPY,
CAD, AUD, SGD
- FIRC, Form A2, 15CA/CB
auto-generated - EDPMS-compliant fund
flow - AML and sanctions
screening built in - FEMA-consistent across all
transaction types - ISO 27001 · SOC2 · DPDP ·
GDPR
From decision to first
transaction in days, not months.From decision
to first
transaction in
days, not
months.
Connect via API
Pass your KYC data
via REST API
Embed the flow
White-label UX into
your platform
Go live
Users transact
instantly
Settlement automated
T+0/T+1 with
auto compliance
Connect via API
Pass your KYC data
via REST API
Embed the flow
White-label UX into
your platform
Go live
Users transact
instantly
Settlement automated
T+0/T+1 with
auto compliance