Unlock seamless global payments for your enterprise.
Power your cross-border payments with the rails behind India's biggest global investing platform — now open to every business.
Inward | Outward | Multi-currency | IFSCA-regulated
Power any business model with cross-border rails.
From banks to exporters — one infrastructure for every kind of money that crosses a border.
Financial Institutions
Banks and NBFCs
Offer your customers full-spectrum cross-border services — inward, outward, multi-currency — without applying for a separate IFSCA licence.
Fintechs and Wealth Platforms
Add LRS remittance, NRI flows, and multi-currency accounts to your existing product. White-labelled. Compliant from day one.
Businesses
Exporters
Receive inward payments from overseas clients instantly. FIRC auto-generated at settlement.
Talk to us →Importers and Corporates
Pay overseas suppliers with transparent FX and same-day settlement. No hidden markups. EDPMS-compliant.
Talk to us →GCCs and Enterprises
Multi-currency payroll, international vendor payments, and intercompany flows across borders. Automated compliance.
Talk to us →Platforms And Aggregators
Investment Platforms
Embed LRS remittance for global investing directly into your product. AMCs, brokers, and wealth apps. No redirect. No drop-off.
Explore for platforms →Payment Aggregators
Channel your merchant clients through Appreciate's GIFT City PSP. Competitive fee disruption from 5–7% down to 2–3%.
Seamless Payments delivered, out of the box.
Deterministic settlement
T+0 same-day. T+1 as standard. Your transactions settle when they're supposed to — not when the correspondent bank gets to them.
Transparent FX
Intelligent routing selects the cheapest compliant rail per transaction, automatically. No opaque spread. No markups are added on.
Multi-currency holding
Revenue stays in the currency it arrives in until you instruct conversion. Your terms. Your timing.
Compliance, automated
FIRC, Form A2, 15CA/CB. Generated at settlement. Delivered to your dashboard before your compliance team asks for them.
Built at the source of cross-border payments innovation.
Developed from the ground up in GIFT City — India's dedicated zone for international financial services. Not adapted from domestic banking rules. Built for cross-border from day one.
Hold revenue in any currency before converting
Your incoming funds stay in the currency they arrive in until you decide to convert. No forced conversion on arrival.
Fewer intermediaries, faster settlement
Direct IFSC banking infrastructure means fewer hops between instruction and outcome. T+0 same-day and deterministic T+1 as standard.
IFSCA-regulated, end-to-end infrastructure
India's only PSP at GIFT City that is also an IFSCA-regulated broker — PSP licence and investment broker licence under one roof.
Less friction. Fewer exceptions.
Better commercials, automatically.
Fewer holds on legitimate transactions
Fewer false positives. Fewer support escalations. More completed transactions.
RISK ACCURACYIntelligent FX routing on every transaction
The lowest-cost compliant rail selected automatically. Better rates with zero manual intervention.
EXECUTION SPEEDCompliance docs ready before anyone asks
FIRC, Form A2, and 15CA/CB delivered automatically at settlement. Your ops team never chases a document again.
AUTOMATION RATEThe Full Stack, Ready to Deploy.
From decision to first transaction in days, not months.
Connect via API
Pass your KYC data via REST API
Embed the flow
White-label UX into your platform
Go live
Users transact instantly
Settlement automated
T+0/T+1 with auto compliance
Connect via API
Pass your KYC data via REST API
Embed the flow
White-label UX into your platform
Go live
Users transact instantly
Settlement automated
T+0/T+1 with auto compliance